Simply open a 3a account online. You will receive a fair interest rate and remain flexible when making payments. This makes saving taxes fun.
Offers
The best of the 3rd pillar in one app
Regardless of whether you want to set up a traditional 3a account or invest your pillar 3a. We have the solution for both – all in one app.
Fee
A fee that can be seen
Banks don’t like to talk about fees. This is because their fees are often outrageously high. It’s different with finpension. We have nothing to hide. On the contrary. Our low fee is something to be proud of.
The flat-rate management fee applies to both forms of investment, both for the account and the securities solution.
0.39%
Taxes
How easy it is to save taxes
You can save taxes by paying into pillar 3a. You can find out how much tax you can save with our tax calculator for pillar 3a.
For a detailed calculation, we recommend the federal tax calculator. Use the tax calculator to work out how much tax you pay before and after the tax deduction. The difference corresponds to the tax savings.
At the beginning of the year, you will receive a certificate from us for your tax return. Enclose this with your tax return and enter your payments into pillar 3a under “Deductions”. This will reduce your taxable income and therefore also the amount of your next tax bill.
Your tax savings amount to
up to
1,530.00 CHF
Single person aged 40, non-denominational and without children
Transfer
Pillar 3a transfer made easy
Did you know that you can easily change your 3a provider? Once you have opened a pillar 3a account with finpension, you can download a transfer form. Send this to your old bank. We will notify you by e-mail as soon as the money has arrived in your 3a account with finpension.
Print & Send-Service
To make it as easy as possible for you to transfer your 3a assets, we will be happy to send you the transfer form by post. You will even receive a prepaid envelope from us. You can then conveniently send the transfer form to your previous pension fund.
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Support
Our goal: The best pillar 3a in Switzerland
Pillar 3a of finpension was established in 2020 and has over 25,000 satisfied customers.
As we have invested heavily in the digitalization of our processes right from the start, we have plenty of time to provide you with personal support. Do you have any questions? We will be happy to help you.
Web application and mobile app
Register now & try it out without obligation
You can register directly via our web app or by downloading the free finpension app to your smartphone. No minimum fee and no obligation to make a deposit.
- From 1 CHF
- Up to 5 independent portfolios
- Free choice between account or securities
- 25 CHF fee credit per referral
Pillar 3a