5. Electronic transfer of data and services provided by third parties
When you use any finpension service or send email, text messages or other communications to us from your computer or mobile device, you are communicating with us electronically. We will communicate with you electronically in a variety of ways, including e-mail, text messages or other communications on our website or through other finpension services. You agree to receive electronic communications from us and that all consents, notices, disclosures and other communications that we provide to you electronically will be in writing unless otherwise required by applicable law.
When data is transmitted over an open network that everyone can access (for example, the Internet or text messages), the data may be transmitted across borders, even if both sender and recipient are located in Switzerland. As a rule, information sent by email or by text message etc. is not encrypted when it is transmitted. Such information is therefore not protected under Swiss law. Even in the case of encrypted transmission, the sender and the recipient remain unencrypted. This is why it is possible for third parties (for example, the Internet provider) to infer the existence of a customer relationship. In addition, data that is transmitted electronically is at risk of manipulation and misuse.