Benefits
A 3rd pillar scheme is a long-term investment solution. Therefore, investing in equities is a sensible investment alternative allowing for long-term appreciation despite stock market fluctuations.
Simple
Low-cost
Secure
Efficient
Flat rate fee
We like simple and transparent solutions. That is why our fee is a flat rate.
Our flat rate fee includes the fees of the investment funds used. There are no further charges for transaction or custody. To the fee schedule.
No hidden fees
But the low flat-rate fee is not enough. Compared to other providers, you can save even where you might not even notice it. Here are a few examples:
More value
One percent more or less. Who cares about that? But watch out: Over time, a supposedly small difference can make a lot of money. Take a look for yourself:
Bases of calculation:
starting capital 0 francs. Annual payment of the maximum amount of currently 6,883 francs. Average annual return of 2.5 % from competitors. Additional return with finpension of 1 % compared to competitors due to lower investment costs and reclaim of withholding taxes on foreign income.
Strategies
We have put together six investment strategies for you with varying degrees of equity exposure. The strategies are available in three different versions, Global, Switzerland and Sustainable. Each strategy can be adapted individually. Decide for yourself.
The strategies are implemented with Credit Suisse institutional funds. These funds belong to the zero fee class. This means that, in principle, these funds have no product costs (0.0 % TER). The costs of accessing the funds are borne by the foundation.
Register now
You can register directly via our web app or by downloading the finpension app on your smartphone.
- Download and registration are free of charge and there is no minimum fee.
- There is no obligation to make a deposit and there is no minimum contract period.
- You only pay from the moment your first deposit is credited.
- Transfers of existing 3a pension assets are of course possible at any time. Follow the deposit button in the app.
