Benefits
Within the framework of vested benefits, you can decide for yourself how your assets from second pillar are invested. The securities solution from finpension offers the following advantages:
Cheaper
Better
Faster
More effective
Flat rate fee
We like simple and transparent solutions. That is why our fee is a flat rate.
Our flat rate fee includes the fees of the investment funds used. There are no further charges for transaction or custody. To the fee schedule.
No hidden fees
But the low flat-rate fee is not enough. Compared to other providers, you can save even where you might not even notice it. Here are a few examples:
More value
One percent more or less. Who cares about that? But watch out: Over time, a supposedly small difference can make a lot of money. Take a look for yourself:
Bases of calculation:
Investment period 25 years, average annual return of 3.25 %, incl. additional return compared to competitors of 0.75 % due to lower investment costs and withholding tax optimisation.
Strategies
We have put together six investment strategies for you with varying degrees of equity exposure. The strategies are available in three different versions, Global, Switzerland and Sustainable. Each strategy can be adapted individually. Decide for yourself.
These strategies are implemented with Credit Suisse institutional funds. The funds belong to the zero fee class. This means that, in principle, these funds have no product costs (0.0 % TER). The costs of accessing the funds are borne by the foundation. However, the funds may invest in sub-funds that have product costs. This is particularly the case with Real Estate Switzerland, as no other diversification (e.g. via direct investments) is possible. The product costs are reported transparently in the strategy.
Register now
You can register directly via our web app or by downloading the finpension app on your smartphone. Have your health insurance card ready, because the AHV number is on it, which will be requested during registration.
- Download and registration are free of charge and there is no minimum fee.
- There is no obligation to transfer vested benefits and there is no minimum contract period.
- You only pay from the moment your first vested benefit credits is received.
- Transfers of existing vested benefits are of course possible at any time. You will receive a transfer form as soon as you have registered.
