Added value through flexible and cost efficient pension concepts: finpension sets its focus on the digitization of pension benefit schemes and has set up the innovative pension solutions yourpension and valuepension. These are independent pension foundations, for which finpension AG is responsible for managing and advising customers. Our aim is a fair, transparent and cost-efficient pension benefits system. We capitalize on the opportunities of the digitization with flexible and needs-oriented solutions.
Current articles for all those who are interested in self-determined pension concepts.
If you continue to be employed, you can continue to receive the 3rd pillar for up to five years beyond the normal AHV retirement age.
Do you want to maximize the benefits of your private provision? It’s easy to do so if you consider a few points.
When is a voluntary purchase most worthwhile? As early as possible or as late as possible?
Who is allowed to pay into pillar 3a, who is not and what special cases are there? We have summarised all these in this article.
Yes, it’s possible. In the 3rd pillar there is no blocking period as is known when buying into the pension fund.
Pillar 3a at your bank or at your insurance company? We have a clear opinion on this, but we can also give good reasons for it.
Yes, pillar 3a is worthwhile. Payments into Pillar 3a can be deducted from taxable income in your tax return.
Payments into pillar 3a can be deducted from taxable income in the tax return. The amount of tax you can save with the deduction depends on how much you earn and where you live.
What to do when the stock markets go crazy? Compare offers and pay attention to the fees.
What makes more sense to withdraw from the pension fund or the 3rd pillar for home ownership?
As the first company in Switzerland finpension sets its focus on the digitization of pension benefit schemes. Our vision is to increase transparency and flexibility of pension schemes and at the same time reducing costs for the insured person with the help of digitization. Our aim is a fair and fully transparent pension benefit scheme to maximize the benefit payment at retirement in the interest of the insured person. We are independent and evaluate together with our clients the optimal solution for the risk insurance and for the investment allocation in their best interest. We assist in finding the most suitable solution for the insured person.
A team of pension scheme, finance and IT experts with proven track records.
The team of finpension is supported by experts with proven track records
DR. PATRICK SCHEURLE
DR. PETER DERENDINGER
Chairman Credit Suisse (Schweiz) AG
yourpension – Collective Foundation
The independent bodies of the foundation act in the best interest of the insured persons.
DR. RICARDO CORDERO