Offering
Added value through flexible and cost efficient pension concepts: finpension sets its focus on the digitization of pension benefit schemes and has set up the innovative pension solutions yourpension and valuepension. These are independent pension foundations, for which finpension AG is responsible for managing and advising customers. Our aim is a fair, transparent and cost-efficient pension benefits system. We capitalize on the opportunities of the digitization with flexible and needs-oriented solutions.
Die digitale Freizügigkeitsstiftung.
www.valuepension.ch
Die kosteneffiziente 1e-Lösung.
www.yourpension.ch
Innovationslabor für die Digitalisierung in der Vorsorge.
www.algolab.ch
Posts
Current articles for all those who are interested in self-determined pension concepts.
Pillar 3a after retirement?
07.05.2020
If you continue to be employed, you can continue to receive the 3rd pillar for up to five years beyond the normal AHV retirement age.
How to maximise the benefits of pillar 3a
11.05.2020
Do you want to maximize the benefits of your private provision? It’s easy to do so if you consider a few points.
When is a voluntary purchase into the pension fund most worthwhile?
04.03.2020
When is a voluntary purchase most worthwhile? As early as possible or as late as possible?
Who is entitled to pay into the 3rd pillar?
08.05.2020
Who is allowed to pay into pillar 3a, who is not and what special cases are there? We have summarised all these in this article.
3a: Deposit and withdrawal in the same year, is that possible?
07.05.2020
Yes, it’s possible. In the 3rd pillar there is no blocking period as is known when buying into the pension fund.
Pillar 3a at your bank or at your insurance company?
07.05.2020
Pillar 3a at your bank or at your insurance company? We have a clear opinion on this, but we can also give good reasons for it.
Is the pillar 3a worthwhile?
29.04.2020
Yes, pillar 3a is worthwhile. Payments into Pillar 3a can be deducted from taxable income in your tax return.
Tax savings on payments into the pillar 3a
28.04.2020
Payments into pillar 3a can be deducted from taxable income in the tax return. The amount of tax you can save with the deduction depends on how much you earn and where you live.
Fees and Returns of 3a-Funds compared
27.03.2020
What to do when the stock markets go crazy? Compare offers and pay attention to the fees.
What to use as a pay out: Pension fund or 3rd pillar?
09.03.2020
What makes more sense to withdraw from the pension fund or the 3rd pillar for home ownership?
Our vision
As the first company in Switzerland finpension sets its focus on the digitization of pension benefit schemes. Our vision is to increase transparency and flexibility of pension schemes and at the same time reducing costs for the insured person with the help of digitization. Our aim is a fair and fully transparent pension benefit scheme to maximize the benefit payment at retirement in the interest of the insured person. We are independent and evaluate together with our clients the optimal solution for the risk insurance and for the investment allocation in their best interest. We assist in finding the most suitable solution for the insured person.
Team
A team of pension scheme, finance and IT experts with proven track records.
BEAT BÜHLMANN
IVO BLÄTTER
GAETAN MARAITE
Alberto Gonzalez
Simon Steiner
Themis Lianetis
ANJA PFIFFNER
LISA LICHTSTEINER
MARIUS GISLER
Stefan Hummel
Alice Thüring
Elia Brocard
KIM BÜHLMANN
PHILIPP ZUMBÜHL
David Jenni
Samuel Berisha
Simon Erni
Advisory Board
PETER FANCONI
Graubündner Kantonalbank
DR. PATRICK SCHEURLE
DR. PETER DERENDINGER
Chairman Credit Suisse (Schweiz) AG
yourpension – Collective Foundation
DR. RICARDO CORDERO
KARL GYSIN
RENÉ STEFFEN
PREVAS AG
ANDRÉ EGLI
Balmer-Etienne AG
Corporate Clients
Some of the innovative employers who have opted for an individual 1e solution from yourpension. (Note: There will be no publication without the explicit consent of the affiliated company)
