Vested benefits account

05.10.2021

Repayment of the WEF advance withdrawal

In contrast to the 3rd pillar, an advance withdrawal for home ownership can be paid back from the 2nd pillar. Advantages of a repayment A repayment can have the following advantages: A repayment can have the following benefits: Tax refund and deferral: The tax paid on the lump-sum payment as part of …

18.08.2021

Who receives the vested benefits account in the case of death?

If someone who has a vested benefits account dies, the obvious conclusion is that this money will be distributed to the inheritors. But this is not the case. In this article, we explain why and how vested benefits are distributed. Protection of surviving relatives from the financial consequences of death Vested pension assets do not …

10.08.2021

Interest rates and fees of vested benefits accounts compared (2021)

This comparison of over 70 banks shows that depositing of pension fund assets in vested benefits accounts no longer yields interest.

01.06.2021

Comparison of vested benefit funds

The vested benefit portfolios usually consists of pension funds. Compare the fees and performance of these funds.

24.11.2020

Withdraw pension fund assets for home ownership

If you want to buy property, you need at least 20% of your equity capital. If your free funds are not sufficient, an early withdrawal can be drawn from the pension fund. In doing so, up to 10% of the lending value can be provided from 2nd pillar funds. And even if you have sufficient …

04.11.2020

Termination: Where to deposit the money from the pension fund?

If you are laid off or move to another job, the question arises as to what you should do with your pension fund assets. But before getting into the real issue, we would like to touch on a few other points in this context, which may be almost more urgent: You remain insured for the …