20.02.2024
You can't choose whether you pay into the AHV or not. And yet. It is an interesting question as to whether the AHV is of any use to you or not.
The AHV can be deferred. A deferral leads to a higher pension. Since women live longer, a deferral is more worthwhile for them.
The AHV pension can be withdrawn up to two years before the normal retirement age. This article shows whether an early withdrawal is worthwhile or not.
15.02.2024
How much income do you need for the maximum AHV pension? What is the use of child-rearing and care credits? And what else is important?