Management schemes – finpension

05.10.2021

Repayment of the WEF advance withdrawal

In contrast to the 3rd pillar, an advance withdrawal for home ownership can be paid back from the 2nd pillar. Advantages of a repayment A repayment can have the following advantages: A repayment can have the following benefits: Tax refund and deferral: The tax paid on the lump-sum payment as part of …

18.08.2021

Should you invest your Pillar 3a in securities?

This article shows why it is worth investing the 3rd pillar in securities and what to consider when selecting an investment solution. Long investment horizon opens up opportunities for returns A long investment horizon is the key when you want to invest money. The reason is relatively simple. If you only have a short time …

18.08.2021

A pledge as an interesting alternative to an early withdrawal

With a pledge, up to 90% mortgage is possible. No withdrawal tax has to be paid and voluntary purchases are still possible.

13.08.2021

Amortize mortgage with pension assets: yes or no?

What are the pros and cons of reducing the interest burden by amortizing the mortgage with retirement savings?

11.08.2021

Enveloping conversion rate: Be careful when purchasing into the extra-mandatory pension plan!

The enveloping PF model can hold surprises. What you need to know before you make voluntary purchases.

29.03.2021

Capital withdrawal taxes compared

How is the capital withdrawal tax calculated and where do you pay the least? We show it in this article.