App Features

With the finpension application you have your finances and your pension provision under control. You have a full overview of your investments, can easily make adjustments and transparently track all transactions.

In addition, there are some special app features that we will show you on this page.

Start web app

All-in-one app

What sounds obvious is not. Many providers have developed a stand-alone solution for pillar 3a or for investing. Other offers are not integrated into the app.

Not with finpension. All existing and future offers are available in the web app as well as in the mobile app. New products can be added with just a few clicks and managed in one place.

Furthermore, the app has a consolidated view of your assets at finpension where you can see how much you can still pay into the pension in the current year. Credit balances recorded with other pension funds are also taken into account.

Custom strategies

Exactly one fund for every risk appetite. That is the approach of many providers. If that is too rigid for you, you are better off with finpension.

It is true that finpension also offers investment strategies that can be easily differentiated according to the share of equities. But finpension also has a solution for those who would like a little more creative leeway: custom strategies.

Change the weightings of the various investment instruments or replace them with just a few clicks. With the filter and search options, you will quickly find the right investment instrument.

So that you always have all the information at hand, the fund factsheets are also linked to the investment instruments.

Transfer form by post (3a and vested benefits)

Don’t have a printer or run out of paper? No problem. We will send you the transfer form conveniently by post to your home (incl. prepaid envelope for forwarding).

All you have to do is fill in the transfer form and sign it. Then the form goes straight on to your previous provider.

As soon as the transfer is complete and the money has been received in your portfolio, you will receive a notification from us by e-mail.

(Savings plan) / Withdrawal plan

(Setting up a savings plan is very easy. Set up a standing order with your bank to regularly transfer money to your finpension portfolio. You will receive an e-mail notification from us when a payment has been credited to your portfolio).

In the investment solution for free assets not tied up in pension provision, we offer a withdrawal plan in addition to the savings plan. The withdrawal plan is suitable for people (in retirement) who have a lot of assets but no longer have sufficient income.

With the withdrawal plan, you can (continue to) benefit from the opportunities offered by the capital markets and at the same time receive a regular pension.

Personalised portfolio name

Give your portfolio a personalised name. This is displayed in brackets in addition to the portfolio number. If you are pursuing different investment goals, this makes it even easier for you to distinguish between the portfolios.

You can also use the portfolio name for children’s portfolios in the investment solution for free assets not tied up in pension provision.

Rebalancing on / off

Do you prefer to take care of «more important things» in life? That’s right, because with finpension you don’t need to worry.

We make sure that your portfolio does not deviate too much from your investment strategy. Should this happen, we automatically carry out a so-called rebalancing, which brings your portfolio back in-line with your strategy.

And the best thing is: if you don’t want this rebalancing function, you can simply deactivate it. Deposits are still invested according to the strategy.

Digital identity check

Pension foundations are not subject to the Money Laundering Act. Therefore, pension foundations do not have to carry out any identification as is the case with banks.

Would you still like us to check your personal details on the basis of an identity document? Then a digital ID check is available to you.

To do so, open your profile at the top right after registration. There you will find the menu item «ID card check».

The identification check is mandatory for the investment solution.

Authenticator app

Perhaps you are used to it from e-banking? To log in to e-banking, you need an app in addition to your contract number and password.

You can do the same with your finpension login. You can install an authenticator app and protect your login with a second factor (optional, by default an SMS code is the second factor).

Instructions on how to do this are available in the app (Profile / Login settings).

Do you like what we do or how we do it? Then we would be pleased to receive your recommendation.

You will receive a fee credit of CHF 25 for each successful recommendation.

Click in the app on the product and then on the «thumbs up» at the top right. You will then receive all further information. Thank you very much!