3a Retirement Savings Foundation

Investment focus

Investment risk: medium
finpension Equity 0
Product costs (TER): 0.00 %
finpension Equity 20
Product costs (TER): 0.05 %
finpension Equity 40
Product costs (TER): 0.05 %
finpension Equity 60
Product costs (TER): 0.05 %
finpension Equity 80
Product costs (TER): 0.05 %
finpension Equity 100
Product costs (TER): 0.02 %
finpension Equity 0
Product costs (TER): 0.00 %
finpension Equity 20
Product costs (TER): 0.06 %
finpension Equity 40
Product costs (TER): 0.06 %
finpension Equity 60
Product costs (TER): 0.06 %
finpension Equity 80
Product costs (TER): 0.06 %
finpension Equity 100
Product costs (TER): 0.01 %
finpension Equity 0
Product costs (TER): 0.00 %
finpension Equity 20
Product costs (TER): 0.06 %
finpension Equity 40
Product costs (TER): 0.06 %
finpension Equity 60
Product costs (TER): 0.06 %
finpension Equity 80
Product costs (TER): 0.06 %
finpension Equity 100
Product costs (TER): 0.03 %

 

Compare the performance of up to 6 strategies

  Equity 0 Equity 20 Equity 40 Equity 60 Equity 80 Equity 100
Global
Switzerland
Sustainable

finpension Equity 40

Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Bonds 99 %
CSIF (CH) Bond Switzerland AAA-BBB 1-5 Blue ZB CH0214974369 0.00 % 99 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 20 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 6 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 2 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 2 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 4 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 2 % Factsheet
Bonds 70 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 21 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 28 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 14 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 7 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 40 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 12 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 8 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 4 % Factsheet
Bonds 50 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 15 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 20 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 10 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 5 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 60 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 18 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 6 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 6 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 12 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 12 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 6 % Factsheet
Bonds 30 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 9 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 12 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 6 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 3 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 80 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 24 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 16 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 16 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 8 % Factsheet
Bonds 10 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 3 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 4 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 2 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 1 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 99 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 29 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 10 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 10 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 20 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 20 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 10 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Bonds 99 %
CSIF (CH) Bond Switzerland AAA-BBB 1-5 Blue ZB CH0214974369 0.00 % 99 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 20 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 10 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 1 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 2 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 2 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 1 % Factsheet
Bonds 70 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 28 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 21 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 14 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 7 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 6 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 3 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 40 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 20 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 2 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 4 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 2 % Factsheet
Bonds 50 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 20 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 15 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 10 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 5 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 6 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 3 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 60 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 30 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 12 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 3 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 6 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 6 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 3 % Factsheet
Bonds 30 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 12 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 9 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 6 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 3 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 6 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 3 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 80 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 40 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 16 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 8 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 4 % Factsheet
Bonds 10 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 4 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF Blue ZBH CH0189956813 0.00 % 3 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 2 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 1 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 6 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 3 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 99 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 49 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 20 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 5 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZB CH0130458182 0.00 % 10 % Factsheet
CSIF (CH) III Equity World ex CH Blue - Pension Fund ZBH CH0217837381 0.00 % 10 % Factsheet
CSIF (CH) Equity Emerging Markets Blue DB CH0017844686 0.09 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Bonds 99 %
CSIF (CH) Bond Switzerland AAA-BBB 1-5 Blue ZB CH0214974369 0.00 % 99 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 20 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 6 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 2 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZB CH0337393745 0.02 % 4 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZBH CH0337393851 0.02 % 4 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 2 % Factsheet
CSIF (Lux) Equity Emerging Markets ESG Blue DB CHF LU1587908150 0.13 % 2 % Factsheet
Bonds 70 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 21 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF ESG Blue ZBH CH0424137526 0.06 % 28 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 14 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 7 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 40 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 12 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 4 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZB CH0337393745 0.02 % 8 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZBH CH0337393851 0.02 % 8 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 4 % Factsheet
CSIF (Lux) Equity Emerging Markets ESG Blue DB CHF LU1587908150 0.13 % 4 % Factsheet
Bonds 50 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 15 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF ESG Blue ZBH CH0424137526 0.06 % 20 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 10 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 5 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 60 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 18 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 6 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZB CH0337393745 0.02 % 12 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZBH CH0337393851 0.02 % 12 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 6 % Factsheet
CSIF (Lux) Equity Emerging Markets ESG Blue DB CHF LU1587908150 0.13 % 6 % Factsheet
Bonds 30 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 9 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF ESG Blue ZBH CH0424137526 0.06 % 12 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 6 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 3 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 80 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 24 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 8 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZB CH0337393745 0.02 % 16 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZBH CH0337393851 0.02 % 16 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 8 % Factsheet
CSIF (Lux) Equity Emerging Markets ESG Blue DB CHF LU1587908150 0.13 % 8 % Factsheet
Bonds 10 %
CSIF (CH) Bond Switzerland AAA-BBB Blue ZB CH0039003055 0.00 % 3 % Factsheet
CSIF (CH) Bond Corporate Global ex CHF ESG Blue ZBH CH0424137526 0.06 % 4 % Factsheet
CSIF (CH) I Bond Government Global ex CHF Blue ZBH CH0188772989 0.01 % 2 % Factsheet
CSIF (CH) Bond Government Emerging Markets USD Blue DBH CH0259132261 0.08 % 1 % Factsheet
Real Estate 9 %
CSIF (CH) I Real Estate Switzerland Blue ZB CH0036599816 0.86 % 4 % Factsheet
CSIF (CH) III Real Estate World ex CH - Pension Fund ZB CH0217837456 0.01 % 5 % Factsheet
Asset name ISIN TER Weight  
Cash
Cash 0.00 % 1 %
Equities 99 %
CSIF (CH) Equity Switzerland Large Cap Blue ZB CH0033782431 0.00 % 29 % Factsheet
CSIF (CH) Equity Switzerland Small & Mid Cap ZB CH0110869143 0.00 % 10 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZB CH0337393745 0.02 % 20 % Factsheet
CSIF (CH) III Equity World ex CH ESG Blue - Pension Fund ZBH CH0337393851 0.02 % 20 % Factsheet
CSIF (CH) III Equity World ex CH Small Cap Blue - Pension Fund DB CH0214967314 0.09 % 10 % Factsheet
CSIF (Lux) Equity Emerging Markets ESG Blue DB CHF LU1587908150 0.13 % 10 % Factsheet

Individualise strategy

The investment strategies can be adjusted free of charge. You can use other index building blocks or change the weights. A wide range of index funds is available to you.

Institutional fund access

What you are denied as a private investor, you can do through the finpension 3a Retirement Savings Foundation. You can invest in the fund class otherwise reserved for institutional investors. This and our flat fee of 0.39% (plus VAT) mean that you can invest in securities at significantly lower cost than is possible with conventional pension funds.

Indexfunds

Like ETFs, index funds are passive investment instruments. However, index funds have two major advantages over ETFs:

  • Withholding taxes on foreign dividends and interest income can be reclaimed thanks to an investor group control system.
  • There are no stamp duties on the purchase and sale of the funds (0.075 % each saved for Swiss ETFs and 0.15 % each for foreign ETFs).

Custodian Bank

finpension is independent of banks. We have no contractual obligation to sell certain funds, nor does any custodian bank have an interest in finpension. This independence enables us to react quickly to changes and to transfer securities to another custodian bank if necessary.

Our current custodian bank is Credit Suisse. Clients’ cash holdings are held in the finpension 3a Retirement Savings Foundation account with Credit Suisse. Invested money is invested in Credit Suisse’s institutional index funds. Credit Suisse manages CHF 140 billion in pension assets in the funds invested (as of mid-2020). Many pension funds use the same funds.