On the second bank working day of each week, we buy or sell the fund units required to implement the investment strategy you have chosen (note: the settlement of trades is delayed by two to three bank working days).

But before we trade, we check whether other clients within the clientele of the finpension Vested Benefits Foundation have orders to the contrary. After all, we only trade what is necessary on balance. The rest is charged internally at the currently valid price. Fund units are moved from client X, who wants to sell, to client Y, who wants to buy the same fund units. Of course, this internal clearing, called netting, is fully automated.

Through this internal netting, we can often settle purchases and sales at better prices than other providers can. In this way, we can reduce any spread costs between the buying and selling price.