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1st pillar: OASI

The AHV is the first pillar of the Swiss pension system. It works according to the pay-as-you-go principle. This means that the contributions paid in one year are used to pay pensions in the same year. There is no savings process, as is the case with occupational pension provision (2nd pillar).

08.08.2024

Pension or lump-sum from a tax perspective

From a tax perspective, a lump-sum withdrawal is often more attractive than an annual pension.

15.02.2024

Everything you need to know about AHV

How much income do you need for the maximum AHV pension? What is the use of child-rearing and care credits? And what else is important?

20.02.2024

Which benefits do I get from the OASI?

You can't choose whether you pay into the AHV or not. And yet. It is an interesting question as to whether the AHV is of any use to you or not.

20.02.2024

Is an early withdrawal of the AHV worthwhile?

The AHV pension can be withdrawn up to two years before the normal retirement age. This article shows whether an early withdrawal is worthwhile or not.

20.02.2024

Deferring the AHV pension?

The AHV can be deferred. A deferral leads to a higher pension. Since women live longer, a deferral is more worthwhile for them.

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