In 2019, finpension was able to more than triple its pension assets under management from CHF 60 million to over CHF 200 million. Since its inception in 2016, over 100 companies with 1’000 insured persons have joined the 1e collective foundation yourpension, including ten publicly listed companies and the University Hospitals of Geneva. valuepension has also developed very well. It contributed to more than half of the growth in the second year after its foundation. A 3a solution with securities is currently being planned.
valuepension — the leading digital platform for investing vested benefits
valuepension offers an easy-to-understand securities solution at an unrivalled price. You can invest your vested benefits worldwide in securities, globally diversified with an all-in fee of 0.49%. Wherever possible, withholding tax-optimized index funds are used. Index funds are preferred to ETFs.
Partners and their clients benefit from valuepension’s efficient processes. On the one hand, they benefit from the foundation, which administers the pension assets separately from the managing company, and on the other hand from finpension’s modern, process-optimised IT infrastructure.
valuepension has automated portfolio management and securities transactions, which is not only reflected in the low all-in fee. Our clients also save money where nobody actually notices. Prior to buying securities, an internal check is made to ensure that another client does not intend to sell the same securities. This process is called netting and has the positive effect of reducing the spread costs for the client.
valuepension is a vested benefits foundation based in the canton of Schwyz. It was founded by finpension AG at the end of 2017 and is supervised by the Zentralschweizer BVG- und Stiftungsaufsicht (ZBSA). You can find out more about valuepension on its website at www.valuepension.ch.
yourpension — the fastest growing 1e collective foundation in Switzerland
That makes the number of over 100 companies and 1’000 insured persons who have joined yourpension since its foundation in 2016 even more satisfying. This ranks yourpension as the fastest-growing 1e collective foundation in Switzerland, as shown in the current pension fund comparison (2020) (order based on the pension fund ranking):
yourpension was able to achieve this position thanks to its expertise in both pension and investment topics. Competent support for the companies and their insured persons is essential for the introduction of 1e plans. yourpension invests far more in this than other providers on the market. For example, onboarding days are organized at the start of the plan. In a personal meeting, the insured can clarify questions about the 1e plan, portfolio management and general pension issues. The insured are also closely accompanied later on (Open-Door-Days).
Another important reason why yourpension is at the top of the list of 1e solutions for many companies is the investment in well-engineered, digital processes. HR is able to enter all changes such as salary changes online, can view at any time who is registered and therefore insured can generate contribution overviews and view contribution statements. Insured persons are accompanied in an easy-to-understand onboarding process to find the right investment strategy for them. They can change their strategy every month at no additional cost, view their pension statement online at any time and generate a performance report.
yourpension was initiated and developed by the founders of finpension AG. finpension is owner-managed, which is another important argument for many companies to choose yourpension. Another advantage of this its independence. finpension does not have to sell additional products, because the offer of yourpension is profitable as it is. This means that finpension employees are also in great demand when pension recipients need advice. They can legitimately expect it to be independent and not sales-driven.
The yourpension — collective foundation is domiciled in Lucerne. It is also supervised by the Zentralschweizer BVG- und Stiftungsaufsicht (ZBSA). “Die Mobiliar” provides reinsurance for the risks of death and disability. René Steffen is the pension fund expert. More about yourpension at www.yourpension.ch.