20.10.2021
finpension Vested Benefits Foundation accepts funds that originate from a vested benefits case. A vested benefits case exists if you leave a pension fund without immediately joining a new pension fund . As soon as such a vested benefits case arises, you can decide for yourself whether and how you want to invest …
If you are taking a temporary absence, we recommend that you arrange for your previous pension fund to pay the termination benefit to two vested benefits institutions . This increases your flexibility. You can transfer one part to a vested benefits account and invest the other part in securities.
With finpension Vested Benefits Foundation, you can open two vested benefits relationships. However, the vested benefits capital must originate from two separate vested benefits cases. If the vested benefit assets originate from the same vested benefit case, you must open a portfolio with finpension Vested Benefits Foundation II for the second part.
No, you cannot pay into the vested benefits account. However, you have the option of paying up to 20% of your income, or a maximum into the tied form of the third pillar and thus making provisions. Analogous to our vested benefits foundation, we also offer a securities solution for the third pillar.
Yes, in principle you must transfer all vested benefits back to the pension fund if you have a new employer and are insured with the pension fund. However, you are only obliged to contribute up to the maximum regulatory benefits.
The vested benefits capital can be drawn at the earliest five years before and at the latest five years after the ordinary AHV retirement age. In addition, the credit balance can be withdrawn in advance as part of the advance withdrawal for homeownership, when taking up self-employment or when emigrating. From 2030, it will no …