07.01.2021
The finpension 3a Retirement Savings Foundation does not engage in proprietary trading. Purchases and sales of securities are made exclusively on behalf and for the account of the account holder. The business risk lies with finpension AG. Example employees: they are not employed by the Retirement Savings Foundation, but by finpension AG. If finpension AG …
Account balances are privileged up to CHF 100’000 per account holder. In a bank bankruptcy they fall into the second category not the third. And securities balances are even better off than account balances. Securities are not shown on the bank balance sheet. They are regarded as special assets and, unlike account balances, do not …
In contrast to e-banking, bank transfers cannot be instructed via the finpension app. For withdrawals and transfers, the corresponding forms must be signed and submitted in the original.