06.01.2021
Anyone who has earned income that is subject to AHV contributions can pay into the tied pension plan and deduct the payments from their taxable income. Payments can be made from the year you turn 18 until you reach the regular AHV retirement age. Anyone who can prove that he or she is …
07.01.2021
From the year you turn 18, you can pay into the pillar 3a. However, this is subject to the condition that you have an earned income subject to AHV contributions.
You can pay into the pillar 3a until you reach the regular AHV retirement age. Beyond that, payments can only be made if you can prove that you are still employed. At the latest, however, at the age of 69 or 70 , the pillar 3a must be dissolved and the credit balance withdrawn.
Yes, provided both partners have an income from employment subject to AHV contributions, both can pay into pillar 3a and thus build up a private pension plan. However, if one partner’s income is settled in the simplified settlement procedure, he or she cannot make a payment.
The law does not limit the number of 3a accounts. finpension’s 3a retirement savings foundation allows up to five portfolios per person.
No, the law does not permit the splitting of credit balances on a 3a account among several 3a accounts. Partial withdrawals are only possible for residential property. In all other cases, only the entire balance can be withdrawn at once. If you would like to be able to withdraw retirement assets in stages at a …