16.09.2022
A voluntary purchase is an additional voluntary payment into the pension fund. A voluntary purchase can be used to improve personal pension provision. In addition, voluntary purchases can be deducted from the taxable income . If you live abroad, the deductibility of voluntary purchases must be clarified with the tax authorities …
A voluntary purchase is possible if there is a pension gap. A pension gap exists if the current pension assets are smaller than the theoretically maximum possible retirement savings that would have been reached if the current savings contributions had always been paid in since the beginning of the pension plan, usually since the age …
To calculate the maximum purchase amount, you need to answer a few questions that are asked in the online voluntary purchase process. The number of voluntary purchases is not limited. This means that you can also divide your desired amount into several partial payments without any problems. You will receive a tax certificate for each …
From a tax perspective, voluntary purchases are most interesting in the years in which you earn the most. These are the years in which you pay the most taxes, not only in absolute figures but also as a percentage. However, you should not pay in so much in one year that you do not have …
Voluntary purchases must be received in the account of the finpension 1e Collective Foundation on the last bank working day of the year at the latest in order to be deducted in the current tax year. Late payments can only be deducted in the following year.