23.05.2022
The employer must conclude an affiliation contract with us for salary components over CHF 129,060. Has your employer already joined the finpension 1e Collective Foundation? If so, you will receive an e-mail containing a link that you can use to set up your personal 1e account.
No, this is not possible. In order to benefit from the advantages of the finpension 1e Collective Foundation, the employer must join the foundation.
In general, the existing pension fund remains unchanged for the basic pension for salary components up to CHF 129,060. The finpension 1e Collective Foundation serves as an additional pension solution for salary components above CHF 129,060.
No. finpension 1e Collective Foundation only manages capital that comes from savings contributions on units that exceed a salary of CHF 129,060. finpension does not have access to information about your insurance in the basic pension plan.
The employer can define up to ten investment strategies, of which one must be low-risk. Thanks to our independence, employers have a free choice of investments and can tailor the strategies to their individual needs.
Yes, a change of investment strategy is possible at any time free of charge and can be made directly in the app. The adjustment of the individual 1e account to the new investment strategy takes place on the first bank working day of each month.