23.05.2022
1e plans are part of the extra-mandatory occupational benefit scheme . Employees can decide for themselves how their savings are invested in a 1e plan. They can choose from up to ten investment strategies specified by the employer. There is no redistribution from active insured persons to pensioners in a 1e plan. The pension …
Affiliation takes place via the employer by signing an affiliation agreement with the finpension 1e Collective Foundation. Employees with an annual salary of more than CHF 129,060 can be admitted to the 1e collective foundation and insured.
Both fixed and variable salary components from CHF 129,060 to CHF 860,400 can be insured in a 1e plan.
The registered office of the foundation is in Lucerne. For tax considerations, if you move abroad, it may make sense to transfer your pension assets to a vested benefits foundation domiciled in the canton of Schwyz before withdrawing them. The canton of Schwyz has the lowest withholding tax rate in Switzerland.
Our processes and procedures are largely automated. This enables us to work more efficiently. In addition, we can guarantee better risk control. Overall, the advanced digitalization allows us to offer very attractive conditions.
Contact us by e-mail at 1e@finpension.ch or by phone at +41 41 500 22 26. We will be happy to show you what information we need to make you an offer.